Why do we not have simple banking ?

Over the past year there have been several high profile robberies in Guyana.
Why is it that we are unable to put a simple bank payroll system in place and halt all the millions going missing ?
Employees should be offered simple "cash card" accounts to get them started and on a nominated day or date every month wages are transferred from the employer to the employee. Raise the amount of ATM's around the city (and believe me, there are not enough) and bob's your uncle, we drive away from a paper source economy (cash) towards a safer banking and plastic economy (accounts and cards).
If Demerara Bank can bring in such a big thing like internet banking for it's customers, why is it even government ministries are being held up ?!?

The list just keeps getting longer and these are just the ones we know...

Demerara Oxygen Company Limited (DOCOL), yesterday, $5M in cash, along with cellphones and jewellery.

Ministry of Human Services on Tuesday, $4M.

Toolsie Persaud in December 2006, $10M

Muneshwer’s Hardware Ltd, in June 2006, $30M.

We want to attract the "big boys" to Guyana, if they hear that they would have to pay employees cash they would run a mile. The ministry of finance should be on top of of the banks to put a system in place and if they need help just ask.